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The EXPERT Credit Plan

EVERYTHING you need to start improving your personal credit scores!

The Expert Credit Plan is the most complete personal credit solution available anywhere.

Plan Features:

  • Complimentary Credit Education & Restoration
  • Up to 3 Non-Credit Dispute Letters sent Monthly
  • Live Customer Service
  • Online Budgeting Tool
  • Debt Elimination Software
  • Credit Building Resources
  • Access to Primary User Tradelines
  • Access to Credit Attorneys
  • Access to Debt Collection Attorneys
  • Daily Credit Monitoring
  • Credit Score Tracker
  • 3 Monthly Bureau / 3 Score Report
  • Text & Email Credit Monitoring Alerts
  • Credit Score Builder Planner
  • Credit Score Master Simulator
  • Identity Theft Protection
  • $1 Million Fraud Insurance
  • Wealth Building Guide

$250 Enrollment Fee + $99 per month

$250 Enrollment Fee + $99 per month

Why Choose Johnson Expert Credit?


The problem with many competing credit services is that they require you pay large sums of money up front but then “leave you hanging.” You literally have no idea whether they’ve even performed the services you paid for. You’re forced to sit around waiting for results that may or may not come. We know that this can be very frustrating which is why we offer complete transparency.

You will have access to your own client portal, where you will be able to see each change made to your credit profile and each action that’s been taken on your behalf.

We have a team of lawyers who file lawsuits on behalf of our clients when we receive collection letters that break the law. You pay nothing extra! Yet if it’s determined that a lawsuit can be filed, we’ll handle the rest and get you your settlement money. So don’t throw away even old collection letters – they could be worth money! Let’s break the bank when they break the law!

These are just a few of the reasons we consider ourselves the most efficient, the most effective and also the most affordable player in this space.


You’ll be assigned your own personal account manager who will not only guide you through each step of the complimentary credit education and restoration process but also hold you accountable to the moves you need to make to reach your target score.

After your credit profile strengthens, your financial consultant will then guide you through the next steps of securing loans, establishing primary user tradelines and even exploring business credit options.


We know most don’t have the time or desire to be a credit expert. It’s a very complex world and its always changing. Well, the most powerful feature of our services is that we have a completely automated process. You literally take a picture of your ID, a picture of your utility bill, upload it through your personal portal and…. That’s it. You’re on your way to the exceptional credit you deserve.

From there, within 48 hours, we document your goals, tailor an action plan specific to your unique credit profile – and get started on it. You buy no stamps, you lick no envelopes, you feel no stress.

What our clients are saying

"I'm so thankful for Johnson Experts. They were able to remove a bankruptcy from my report. My scores went up 117 points, and now I'm able to buy my house!"
A Arrietta
"Johnson Credit Experts was able to delete 17 items from my credit reports. I will admit - I was skeptical at first, but now I am a believer! I am confident that I will have great credit in no time!"
L Venable
"We were tired of being denied for our home. After being with Johnson, our credit went up 174 points! And guess what - we were finally able to get approved and purchase our home!"
M & J Jackson

Need Credit & Funding for your business?

We can help you establish BUSINESS CREDIT to help you qualify for Business Funding - separate from your personal credit.

Need Credit & Funding for your business?

We can help you establish BUSINESS CREDIT to help you qualify for Business Funding - separate from your personal credit.

Find Out Why the Business Credit Finance Suite is Unique and BETTER Than Any Other Business Credit Building Resource on the Market Today!

Tax & Bookkeeping Services

We provide quality, efficient accounting and tax services to businesses and individuals. We take pride in the effort we put into making sure you obtain financial clarity. We believe in educating our clients in order for them to make the right strategic decision for the future to come.

Tax Preparation

At Johnson Expert Credit & Tax Services the main objective of tax planning is to help businesses and individuals in reducing their tax liability as much as it is possible and allowed by the tax law. Our tax planning services intend to keep our clients cautious and acquainted with the complicated tax laws.


Our Bookkeeping Services are offered in partnership with industry-leaders ADP and Quickbooks. We assist in key elements of organizing and preparing your finances - from monthly account reconciliation to financial statements to annual tax document preparation, payroll, budgeting, and more!

Worksheets & Resource Lists

Discover our library of resources, including Banking Worksheets and Business Structuring Worksheets, carefully crafted to empower your financial knowledge and guide your business decisions. Explore these invaluable tools for a more informed and successful journey.


Your Document's Guardian. Need a witness for important paperwork? Our certified notary is here to make it official. We're your go-to for document authentication and peace of mind.

Want to talk to a credit expert?

Book a one-on-one phone or zoom meeting to discuss your credit situation and what Johnson Expert Credit and Tax Services can do to help you open new financial opportunities.