BUSINESS FUNDING PROGRAM
BY JOHNSON EXPERT CREDIT AND TAX SERVICES
FUNDING OPTIONS FOR BUSINESSES IN ALL 50 STATES NATIONWIDE!
** The below program minimums are a general guideline and funding approvals will be based on the health of your personal and or business credit profile. If your credit file has little to no credit, it will be hard to gain an approval. If your credit profile has credit card utilization above 30%, credit line approval will be more challenging. If your debt-to-income ratio is above 50%, all loan programs will be challenging to gain approval. Make these considerations before applying. The loan application fee is non-refundable.
BUSINESS CASH ADVANCE
If you accept credit cards or have regular bank deposits, you can get funding advanced to you for up to 200% (twice) of the amount of your monthly deposits.
Min Credit Score: 550+
Min Time in Business: 6 months
Min Monthly Rev:$5,000/mo
Funding Range: up to $10 Million
BUSINESS TERM LOANS
All types of loans, including SBA Express, 7(A), Equipment Financing, Franchise Loans, Purchase Order Loans, Real Estate backed loans and even more...
Min Credit Score: 650+
Min Time in Business: 2+ years
Min Monthly Rev: $20,000/mo
Funding Range: up to $5 Million
BUSINESS LINE OF CREDIT
Money available to "draw" against that's deposited into your bank account. Repayment plan based on what you borrow. Access to balance.
Min Credit Score: 650+
Min Time in Business: 2+ years
Min Monthly Rev: $20,000/mo
Funding Range: up to $250,000
INVOICE FACTORING
Sell your accounts receivable to a lender at a discount, which the lender in turn provides an advance on payments for outstanding invoices.
Min Credit Score: 530+
Min Time in Business: 3 months
Min Monthly Rev: $40,000/mo
Funding Range: up to $5 Million
REAL ESTATE INVESTMENT / COMMERCIAL MORTGAGE LOANS
Commercial mortgages, fix-and-flip, new construction, mortgage refinance, and multi-family units. LTV up to 90%. Qualifications vary per deal.
Min Credit Score: 620+
Min Time in Business: investor experience helps
Min Monthly Rev: n/a
Funding Range: up to $100 Million
STARTUP UNSECURED BUSINESS FUNDIN
Funding can be used for ANY PURPOSE. No income verification required and no industry restrictions. Revolving line of credit. Must have at least $2k in revolving credit currently and less than 30% utilization
Min Credit Score: 680+
Min Time in Business: NONE
Min Monthly Rev: $0
Funding Range: up to $150,000
STARTUP SMALL BUSINESS LOAN
Unsecured personal loan. 3 - 7 year terms available. Must have W2 verifiable income. You will have DIRECT access to cash for business purposes.
Min Credit Score: 680+
Min Time in Business: NONE
Min Monthly Rev:$4,000/mo
personal income
Funding Range: up to $150,000
* If you are close to the above requirements, some exceptions can be made. All funding types accept co-signers
BUSINESS CASH ADVANCE
If you accept credit cards or have regular bank deposits, you can get funding advanced to you for up to 200% (twice) of the amount of your monthly deposits.
Min Credit Score: 550+
Min Time in Business: 6 months
Min Monthly Rev:$5,000/mo
Funding Range: up to $10 Million
BUSINESS TERM LOANS
All types of loans, including SBA Express, 7(A), Equipment Financing, Franchise Loans, Purchase Order Loans, Real Estate backed loans and even more...
Min Credit Score: 650+
Min Time in Business: 2+ years
Min Monthly Rev: $20,000/mo
Funding Range: up to $5 Million
BUSINESS LINE OF CREDIT
Money available to "draw" against that's deposited into your bank account. Repayment plan based on what you borrow. Access to balance.
Min Credit Score: 650+
Min Time in Business: 2+ years
Min Monthly Rev: $20,000/mo
Funding Range: up to $250,000
INVOICE FACTORING
Sell your accounts receivable to a lender at a discount, which the lender in turn provides an advance on payments for outstanding invoices.
Min Credit Score: 530+
Min Time in Business: 3 months
Min Monthly Rev: $40,000/mo
Funding Range: up to $5 Million
REAL ESTATE INVESTMENT / COMMERCIAL MORTGAGE LOANS
Commercial mortgages, fix-and-flip, new construction, mortgage refinance, and multi-family units. LTV up to 90%. Qualifications vary per deal.
Min Credit Score: 620+
Min Time in Business: investor experience helps
Min Monthly Rev: n/a
Funding Range: up to $100 Million
STARTUP UNSECURED BUSINESS FUNDING
Funding can be used for ANY PURPOSE. No income verification required and no industry restrictions. Revolving line of credit. Must have at least $2k in revolving credit currently and less than 30% utilization
Min Credit Score: 680+
Min Time in Business: NONE
Min Monthly Rev: $0
Funding Range: up to $150,000
STARTUP SMALL BUSINESS LOAN
Unsecured personal loan. 3 - 7 year terms available. Must have W2 verifiable income. You will have DIRECT access to cash for business purposes.
Min Credit Score: 680+
Min Time in Business: NONE
Min Monthly Rev:$4,000/mo
personal income
Funding Range: up to $150,000
* If you are close to the above requirements, some exceptions can be made. All funding types accept co-signers
WANT TO TALK TO A CREDIT EXPERT?
Book a one-on-one phone or zoom meeting to discuss your credit situation and what Johnson Expert Credit and
Tax Services can do to help you open new financial opportunities.
Office
5547 Veterans Parkway
Columbus, 31904
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DEBT RELIEF PROGRAM
Office
2920 Edgewood Circle Suite 15
Columbus, GA 31907
SERVICES
DEBT RELIEF PROGRAM