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BUSINESS FUNDING PROGRAM

by Johnson Expert Credit and Tax Services

Funding Business

Funding options for businesses in ALL 50 STATES NATIONWIDE!

** The below program minimums are a general guideline and funding approvals will be based on the health of your personal and or business credit profile. If your credit file has little to no credit, it will be hard to gain an approval. If your credit profile has credit card utilization above 30%, credit line approval will be more challenging. If your debt-to-income ratio is above 50%, all loan programs will be challenging to gain approval. Make these considerations before applying. The loan application fee is non-refundable.

Business Cash Advance

If you accept credit cards or have regular bank deposits, you can get funding advanced to you for up to 200% (twice) of the amount of your monthly deposits.
Min Credit Score: 550+
Min Time in Business: 6 months
Min Monthly Rev: $5,000/mo
Funding Range: up to $10 Million
Apply Now

Business Term Loans

All types of loans, including SBA Express, 7(A), Equipment Financing, Franchise Loans, Purchase Order Loans, Real Estate backed loans and even more...
Min Credit Score: 650+
Min Time in Business: 2+ years
Min Monthly Rev: $20,000/mo
Funding Range: up to $5 Million
Apply Now

Business Line of Credit

Money available to "draw" against that's deposited into your bank account. Repayment plan based on what you borrow. Access to balance.
Min Credit Score: 650+
Min Time in Business: 2+ years
Min Monthly Rev: $20,000/mo
Funding Range: up to $250,000
Apply Now

Invoice Factoring

Sell your accounts receivable to a lender at a discount, which the lender in turn provides an advance on payments for outstanding invoices.
Min Credit Score: 530+
Min Time in Business: 3 months
Min Monthly Rev: $40,000/mo
Funding Range: up to $5 Million
Apply Now

Real Estate Investment / Commercial Mortgage Loans

Commercial mortgages, fix-and-flip, new construction, mortgage refinance, and multi-family units. LTV up to 90%. Qualifications vary per deal.
Min Credit Score: 620+
Min Time in Business: investor experience helps
Min Monthly Rev: n/a
Funding Range: up to $100 Million
Apply Now

STARTUP Unsecured Business Funding

Funding can be used for ANY PURPOSE. No income verification required and no industry restrictions. Revolving line of credit. Must have at least $2k in revolving credit currently and less than 30% utilization.
Min Credit Score: 680+
Min Time in Business: NONE
Min Monthly Rev: $0
Funding Range: up to $150,000
Apply Now

STARTUP Small Business Loan

Unsecured personal loan. 3 - 7 year terms available. Must have W2 verifiable income. You will have DIRECT access to cash for business purposes.
Min Credit Score: 680+
Min Time in Business: NONE
Min Monthly Rev: $4,000/mo
personal income
Funding Range: up to $150,000
Apply Now
* If you are close to the above requirements, some exceptions can be made. All funding types accept co-signers.
Funding Map

Tools, Templates, and Worksheets

Grants List

$30 One-Time

Grab your list of grants open right now! Most grants are open on an ongoing, or revolving basis.

  • CLICK TO VIEW WHAT'S INCLUDED:

    The most up-to-date grants for:

    • Women-Owned Businesses
    • Black-Owned Businesses
    • Latinx & Other Minority-Owned Businesses
    • Native-Owned Businesses
    • Businesses Affected by Covid-19
    • Veteran-Owned Businesses
    • Businesses of All Industries - including, specifically, the Beauty Industry, the Agricultural Industry, the Jewelry Industry, and more!

    Each grant comes with:

    • Deadlines
    • Requirements
    • Funding Purpose
    • Contact Info
    • Application Links

You won't find this list of grants anywhere including all of the information organized in one place for you. Download your copy and start applying today!

Purchase Now

Grants List - Monthly

$20 per month

Download the most up-to-date grants list every month.

Grab your list of grants open right now! Most grants are open on an ongoing, or revolving basis. We update our list each month.

  • CLICK TO VIEW WHAT'S INCLUDED:

    The most up-to-date grants for:

    • Women-Owned Businesses
    • Black-Owned Businesses
    • Latinx & Other Minority-Owned Businesses
    • Native-Owned Businesses
    • Businesses Affected by Covid-19
    • Veteran-Owned Businesses
    • Businesses of All Industries - including, specifically, the Beauty Industry, the Agricultural Industry, the Jewelry Industry, and more!

    Each grant comes with:

    • Deadlines
    • Requirements
    • Funding Purpose
    • Contact Info
    • Application Links

You won't find this list of grants anywhere including all of the information organized in one place for you. Download your copy and start applying today!

Purchase Now

Business Banking

FREE Download

Ready to open your business bank account? Great! You're on the right path to legitimate liability protection. When your business' money is separate from your personal money, then in a court of law, you and your business are clearly separate entities and no one can take what's yours. It's the right thing to do for you and your business.

  • CLICK TO VIEW WHAT'S INCLUDED:

    Use this blueprint to help you choose the right business bank account for your business and then to ask the right questions when you open that account - questions like:

    1. What monthly fees can you expect?
    2. Are there are any limits on transactions or deposits?
    3. What kind of funding is offered to small businesses?
    4. and more...

    Includes my favorite bank for:

    • Brick & Mortar Banks
    • Loan Acquisition & Assistance
    • Customer Service
    • Online Banks
    • Businesses with No Bookkeeper/Accounting Team!
Purchase Now

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