Disclaimer: The loans available are not mortgage loans, are not originated or funded by Johnson Expert, and Johnson Expert is not affiliated with the loan providers offering them. All loans are subject to credit approval. Programs, rates, terms and conditions are subject to change and may expire without notice. Other restrictions may apply. All applications must be submitted in writing. This advertisement is not a loan disclosure and all disclosures provided after applying should be reviewed carefully. This is not a commitment to provide a loan approval or a specific interest rate.